TOKIA has three elements: a wallet, an exchange and a direct crypto payment card. These elements interact to simplify all operations and make them more convenient for all cryptocurrency conversions. By introducing a large variety of fiat currencies, we will ensure that the whole cryptocurrency world is spinning faster thanks to the increased liquidity of assets. The exchange will also have a built-in cold storage feature, making all you blockchain based funds safe yet easy to access. Providing the opportunity to get into blockchain based currency is important to ensure the wider spread of this technology, especially in the parts of the world where traditional banking systems cant offer financial services accessible to all. With this product, TOKIA is aiming to be a bridge between the traditional payment infrastructure and blockchain based assets and currencies.